Working From Home Insurance
Working from home brings with it not only the advantages of avoiding the early morning rush-hour, but also the responsibilty of ensuring that your home-based business is properly insured. Although you have a home-based office, you are nevertheless operating a proper business and your home needs to be insured as would any business premises. It is generally assumed that your normal household buildings and contents insurance will provide cover for your business activities, but in practice this is rarely the case. At the very least, you need to inform your current household insurers that you are now using your home as the base for your new business.
Business Quotes Online has partnered with the NIG Insurance Company to bring you an insurance policy specifically targeted at those who are running a business from home and are looking for home workers business insurance. As with a normal business insurance policy, you can insure your home-based business contents, public liability and products liability. Also you can insure against loss of money either at home or in transit, as well as goods in transit and business interruption insurance.
The home-workers insurance policy also allows you to extend the cover available to include employers' liability and specified all risks insurance cover on certain items.
To get a quote, simply click on the 'Request A Quote' button and complete the online form, giving details about yourself and your business. Business Quotes Online will be in touch shortly with more information about how we can offer you a competitive home based business insurance quote.
The policy automatically provides cover for:
- “All Risks” cover for Business Contents
- Public and Products Liability
- Business Interruption
- Business Money
- Goods in Transit
Optional extra covers are available including cover for:
- Buildings
- Specified All Risks
- Employers' Liability
- Business Food in Freezers
- Commercial Legal Expenses
For more details please refer to Policy Information.